Begin Your Home Story

At Superior Mortgage, we transform your dream of homeownership into reality.

About Us

Nestled in the heart of Belleville, IL, at 301 West A, Superior Home Loans is your trusted partner in bringing your ideal house to life. With a longstanding commitment to honesty, integrity, and competence, our team at Superior Home Loans is dedicated to providing you with a loan and a pathway to your dream home. Our experts understand the Belleville market inside and out, ensuring you get the most competitive interest rates and minimal closing costs.
At Superior Home Loans, we don't just offer loans; we offer solutions. We recognize that the road to securing a mortgage can be filled with challenges. That's why our experts are dedicated to helping you at every turn, making the process easy and stress-free.

Contact us at (618) 239-3800 or email joshp@superiormortgage.cc to start your journey today
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WHAT WE DO

Here's why you should choose Superior Home Loans

Customer-Centric 
Approach
We listen to your needs and dreams to offer personalized mortgage solutions.
Competitive Rates 
Guaranteed
We pride ourselves on securing the lowest interest rates and minimal closing costs.
Comprehensive Mortgage Solutions
Our wide range of mortgage options caters to every need and financial situation.
Simplified Loan 
Process
Our streamlined loan application process ensures a hassle-free experience.

Mortgage Loans That Fit Your Life

We offer home loans including fixed and adjustable rate options, FHA, VA, USDA mortgages and more.

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Testimonials 

What they’re talking 
about us?

Hear the feedback from our satisfied clients and learn how our services have transformed their experience.

  • Josh Phelps makes the experience flawless. He answered every single question that I had for him at anytime of day. Very much a pleasure to work with and I would refer anyone to him. Not only does he have great communication throughout the process but also genuinely cares about what and how you are feeling about the whole picture.
    -Sara Eyster
  • Josh and Superior Mortgage did a phenomenal job walking me through the home buying process. Very precise and professional. Highly recommended
    -John R
  • Really helped me with everything and very responsive. I sent my friend to him also.
    -Mercedes O'Dell

Our Blogs

January 28, 2026
How to Decide If Refinancing Is the Right Move for You?

When we think about managing our mortgage, refinancing is a buzzword that instantly pops up. But what does it actually mean and more importantly, how do you decide if it's the right move for you? Refinancing is the process of taking out a new mortgage in place of your existing one, usually in order to […]

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January 25, 2026
Non-QM, DSCR and 1099 Mortgage Programs: Which Loan Type Fits Your Situation in 2026?

Buying a home or investment property in 2026 doesn’t always fit into a neat, traditional mortgage box. Maybe you work for yourself, rely on rental income, or get paid mainly on commission. The good news is that you still have options. Non-QM, DSCR, and 1099 mortgage programs are designed for real-life situations where standard paperwork […]

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January 21, 2026
Balancing Loans, Childcare and a Mortgage: A Realistic Housing Plan for Young Families!

Trying to balance student loans, daycare costs and a new mortgage can feel like you’re juggling with one hand tied behind your back. For many young families, housing decisions are no longer just about “Can we get approved?” but “Can we live our lives and still enjoy ourselves financially?”  1. Start with a clear picture […]

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Superior Home Loans LLC

Superior Home Loans based in Belleville, IL offers a personalized and distinctive approach to mortgages, combining human-driven insights with technical expertise to create a perfect hybrid. Our lending solutions are designed to expedite loan processing, delivering faster results while substantially reducing costs.

Phone

(618) 239-3800

E-mail

joshp@superiormortgage.cc

Address

301 West A
Belleville, IL 62298

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State of Illinois Community Reinvestment Notice
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
© 2026 Superior Home Loans LLC Designed by Amplispot
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